adverse credit history

 

Adverse Credit History Mortgages

According to Government statistics as many as one in four people currently have or have had bad credit problems.

Credit problems & an adverse credit history can be caused by any one
of a number of things but are usually a combination of the following:

Late payments on loans and credit cards

Mortgage/secured loan arrears

Once you have these the lenders will eventually issue default notices
or even take you to court to recover the debt under a County Court
Judgement (CCJ) or in the event of mortgage arrears could reposses
your home.

Any of the above can happen for a variety of reasons ususally divorce,
redundancy, sickness or quite simply 'getting in over your head'.

Whatever your circumstances, we will find the mortgage product for you!

Apply online now to see how much you could borrow!

CIRCLE LOANS – you start the circle, we help you complete it.

  • Registered Office:
    125/127 Union Street, Oldham, OL1 1TE
  • Company Number: 04477988
  • Data Protection Number: PZ 6914125
  • Consumer Credit Licence Number: 524814

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be approximately £995.

Your home may be repossessed if you do not keep up your repayments on a mortgage or debt secured on it.

Circle loans introduce all business to FSA registered companies and receive 50% of all fees charged.

The overall cost for comparison is 9.20% APR. The actual rate available will depend upon your circumstances. Ask for an illustration. APR variable and based on a usual case.

 

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